Banking in the 21st Century: Navigating Uncharted Waters

, New York Law Journal

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Anna T. Pinedo and Oliver I. Ireland of Morrison Foerster write: It is still unclear how the different regulatory requirements will interact to shape bank balance sheets and how they will affect access to financial services for banks' commercial customers. It is clear, however, that these requirements will have significant impacts on how banks finance, how they invest, the business that they conduct, and their willingness to lend.

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